Category: Finance & markets
Bricks & Clicks: A Changing of the Guard?
By Jack Brumby
The latest clothing market figures show High Street clothes retailing is a bloody business. Meanwhile, upstart online retailers go from strength to strength…
Overfocusing on sales growth?
By Jack Brumby
There’s no Holy Grail. Sales & margin need to be considered together. Capex needs to be rationed and, at the end of the day, it’s cash that matters…
Inflation: Friend or Foe?
By Mark Brumby
Background:
Many consumers have little or no first-hand experience of inflation
The two 5% spikes in 2008 and 2011 were ‘aberrations’
We were in short pants (or not born) in the 20% plus days of the 1970s…
Crowdfunding in the crosshairs?
AKA shocks, regulation, fallacy of ‘5 sigma’ events & Crowd-Funding: Q: If ‘five sigma’ events should only happen 1 in 3.5m times, why are they so frequent? A: Because there is no normal distribution. A: And we suffer from over-optimism, wilful blind spots, call it what you will. A: And regulators, politicians etc. may interfere,…
Langton Capital – 2016-12-07 – 60 Seconds on Inflation, Margins, and Savvy Customers
Inflationary Pressures and the Spectre of Price Rises Inflation is coming in 2017 – but how much will there be, and who is most affected? Forecasts can be a fool’s game, but that doesn’t stop us from giving our two cents. Evidence suggests the UK consumer credit cycle is relatively mature, with many households extended…